Draft for review by qualified legal counsel before launch. Not yet a final legal document. Items in [square brackets] must be completed by the business and its lawyer. Enrolment terms and refund terms are added before enrolment opens.

Terms and conditions

Last updated: [DATE]. These terms apply to this website, free webinars and the student platform operated by [LEGAL ENTITY NAME], [REGISTERED ADDRESS] ("Growth Lab"). Paid programmes are also covered by the enrolment terms you accept when you enrol.

Education only

Growth Lab provides educational content. Nothing we publish is financial, investment, legal or tax advice, a recommendation to buy or sell any asset, or a signal. Examples, charts, daily briefings, analysis and trade setups are teaching material: setups are labelled hypothetical or simulated, were not traded, and are not a record of performance. They do not predict future results. We are [NOT / A] licensed or regulated financial adviser in [JURISDICTION]. [COUNSEL: confirm the correct regulatory statement for each market where you promote.]

Risk

Trading cryptocurrencies, leveraged products and derivatives carries a high risk of loss, including loss of more than you deposit. You are solely responsible for your decisions and should only risk money you can afford to lose. We do not promise profit, income or any particular result, and past or illustrative results are not a guide to the future. Calculators and tools do arithmetic on the numbers you enter and cannot account for fees, slippage or funding.

Who may use the service

You must be at least [18] years old and legally able to enter these terms. You must give accurate details. Our services may not be available in every country; you are responsible for checking that taking part is lawful where you live.

Webinars

Registering for a webinar is free and creates no obligation. Seats may be limited and sessions may be rescheduled or cancelled. Registering does not guarantee a place in a paid programme.

Enrolment and payment

Enrolling is optional. A place is confirmed only after your payment has been verified by us and your enrolment approved; uploading a receipt is not a payment. Prices, instalment plans and payment instructions are shown on your private enrolment page. Bank transfer fees are yours to pay. [COUNSEL: add taxes, currency, late-payment and non-payment consequences, and what happens if an instalment is missed.]

Refunds and cancellation

[COUNSEL AND BUSINESS TO SET: cooling-off or cancellation rights for your jurisdictions, refund conditions and timing, partial refunds for instalments, and what counts as having started the programme.]

Your account

Keep your sign-in details private and do not share your account. You are responsible for activity on it. Tell us promptly if you think it has been compromised.

Content and acceptable use

Course materials, recordings and platform content are licensed to enrolled students for personal, non-commercial use and may not be copied, recorded, shared or redistributed. Lessons may carry a visible watermark identifying your account and access is logged. Do not harass others, post unlawful material, or try to bypass access controls. We may suspend or end access for serious or repeated breaches [COUNSEL: add notice and refund consequences].

Your work and the journal

You own what you write. You give us permission to store it and show it to the teaching staff for your programme so we can give feedback. Journal entries are private to you and to teaching staff in your cohort.

Availability and changes

We try to keep the service available but do not promise it will be uninterrupted or error-free. We may update content, schedules and these terms; material changes will be notified.

Liability

[COUNSEL: limitation and exclusion of liability appropriate to your jurisdictions, including that we are not liable for trading losses, and that nothing limits liability that cannot be limited by law.]

Governing law and disputes

[COUNSEL: governing law, courts or arbitration, and consumer rights that apply regardless.]

Contact

[SUPPORT EMAIL] · [ADDRESS].